Cookie Policy
Understanding how kelvaroniqen collects and uses data through tracking technologies on our financial stability analysis platform. We believe transparency about our data practices helps you make informed decisions about your interaction with our services.
Important Notice: This policy was last updated in January 2025 and reflects our current data collection practices across all kelvaroniqen financial services.
What Are Tracking Technologies
When you visit kelvaroniqen.com, we use various tracking technologies to enhance your experience and improve our financial analysis services. These small data files and scripts work behind the scenes to remember your preferences and help us understand how our platform serves your financial planning needs.
Think of these technologies as digital assistants that remember things like your preferred dashboard layout, the financial calculators you use most often, and which sections of our analysis tools you find most valuable. They're not personal identifiers - instead, they help create a more personalized experience each time you return.
We've been using these technologies since launching our platform in 2019, and they've become essential for providing the responsive, user-friendly financial tools that our Australian clients depend on for their stability analysis.
Types of Tracking We Use
Essential Operation
These keep our financial calculators running smoothly and remember your login status. Without them, features like saving your analysis reports or accessing your dashboard wouldn't work properly.
Performance Analytics
We track which financial tools get used most and where users encounter difficulties. This helps us prioritize improvements to our stability analysis features.
Personalization
These remember your preferred chart types, currency formats, and dashboard arrangements. They make return visits more efficient by maintaining your customized settings.
Marketing Insights
We use these to understand which educational content resonates with visitors and how people discover our financial analysis services through different channels.
How Tracking Enhances Your Experience
Our tracking technologies directly improve your interaction with kelvaroniqen's financial tools in several practical ways. When you return to analyze your financial stability, the platform remembers your previous calculations and presents relevant comparison data automatically.
- Automatically loads your preferred financial analysis timeframe
- Remembers which Australian financial institutions you've selected for comparison
- Saves your custom budget categories and spending classifications
- Maintains your dashboard widget arrangements between sessions
- Pre-fills commonly used financial data points in our calculators
- Tracks which educational resources you've completed to suggest next steps
- Enables seamless transitions between different analysis tools
For instance, if you frequently analyze mortgage scenarios for Melbourne properties, our system learns this pattern and prioritizes Melbourne market data in your reports. This isn't about surveillance - it's about making our financial tools more responsive to your actual needs.
Data Retention and Storage
Storage Timeframes
Essential operational data remains active while you're using our platform and for 30 days after your last session. Performance analytics are aggregated and anonymized after 90 days. Personalization settings persist for up to 2 years to maintain your customized experience across infrequent visits.
We store this information on secure servers located in Australia, ensuring compliance with local data protection standards. Your tracking data never contains personally identifiable financial information - we separate behavioral patterns from sensitive financial details.
Marketing insight data gets anonymized within 6 months and contributes to aggregate reports about how Australians interact with financial planning tools. Individual behavioral patterns aren't shared with external parties or used for purposes beyond improving our service.
Managing Your Tracking Preferences
You maintain complete control over tracking technologies through your browser settings. Each browser handles these preferences differently, and we've found that most of our clients prefer to customize rather than block entirely.
Chrome Users
Navigate to Settings > Privacy and Security > Site Settings > Cookies. Here you can block third-party tracking while allowing essential functionality for financial tools.
Firefox Options
Access Preferences > Privacy & Security > Enhanced Tracking Protection. The "Custom" setting lets you maintain financial tool functionality while limiting analytics.
Safari Controls
Go to Safari > Preferences > Privacy. The "Prevent cross-site tracking" option reduces marketing analytics while preserving essential platform features.
Edge Settings
Select Settings > Cookies and Site Permissions > Cookies and Site Data. Configure exceptions for kelvaroniqen.com to maintain your personalized financial dashboard.
If you disable all tracking, our financial calculators will still function, but you'll need to re-enter preferences each time you visit. Features like saved analysis reports and customized dashboards require at least essential tracking to operate properly.
Third-Party Analytics
We work with select analytics providers to understand how our financial tools serve the Australian market. These partners help us identify which features provide the most value and where we should focus development efforts.
Google Analytics helps us understand user journey patterns through our financial analysis tools, while Hotjar provides insights into how people interact with specific calculator interfaces. These services operate under their own privacy policies, and we've configured them to respect user privacy preferences.
None of these third-party services access your actual financial data or analysis results. They only see anonymized behavioral patterns that help us improve the overall platform experience for all users.
Updates to This Policy
We review and update this policy annually, typically in January, to reflect any changes in our tracking practices or new features we've introduced. Significant changes get communicated through email notifications to active users and prominent notices on our platform.
Recent updates in 2025 included clarifications about how we handle data from our new investment tracking tools and updated retention periods for marketing analytics. These changes reflect our commitment to transparency as we expand our financial analysis capabilities.
You can always access the current version of this policy from any page on kelvaroniqen.com, and we maintain an archive of previous versions for reference.
Questions About Our Data Practices
Our team is available to discuss any concerns about tracking technologies or data usage on our platform. We believe informed users make the best decisions about their financial privacy.
This Cookie Policy is effective as of January 15, 2025, and applies to all interactions with kelvaroniqen's financial analysis platform.